Fee Schedule
Fees are effective as of September 1, 2019
Shares / Share Draft
| Service | Fee |
|---|---|
| Copy of Draft | $3.00 |
| Excess Transfers from RG (REG. D more than 6) | $20.00 |
| Returned Checks – Deposited | $20.00 |
| Returned Checks – Non-Sufficient Funds (NSF) | $20.00 |
| Returned Checks – PAID (Courtesy) | $25.00 |
| Returned Checks – Covered by RG | $5.00 |
| Stop Payment (Checks, ACH, Bill Pay, Cashier’s Checks) | $18.00 |
Loans
| Service | Fee |
|---|---|
| Late Charge – Member Loan | $15.00 |
| Late Charge – Organizational Loan Less Than $50K | $25.00 |
| Late Charge – Organizational Loan More Than $50K | $100.00 |
| Loan Payment Returned – Non-Sufficient Funds (NSF) | $25.00 |
| Copy of Credit Report | $5.00 |
| Second Lien Release | $2.00 |
| Mortgage Discharge | $50.50 |
| HELOC Draw Period Extension | $250.00 |
Debit Cards
| Service | Fee |
|---|---|
| Debit Card Replacement (Lost/Stolen/Damaged) | $10.00 |
| Debit Card Replacement – Rushed | $36.00 |
Wire Transfers
| Service | Fee |
|---|---|
| Domestic Incoming | $0.00 |
| Domestic Outgoing | $15.00 |
| International Incoming | $0.00 |
| International Outgoing | $25.00 |
Special
| Service | Fee |
|---|---|
| Account Reconciliation / Research | $15.00 |
| Bad Address / Returned Mail | $5.00 |
| Check Payable to Third Party | $1.00 |
| Dormant/Inactive (Inactive for 12 months, Fee is Monthly, One Fee Refunded if Deposit is Made) | $5.00 |
| Escheatment (Account Dormant 3 Years, Funds are Considered Unclaimed and Will Be Submitted to State of New York as Abandoned) | $50.00 |
| Early Account Closure (Closed Within 90 Days) | $15.00 |
| Express/Overnight Mail | $25.50 |
| Foreign Collection Item | $5.00 |
| Negative Account Fee (Account Negative for 5 Consecutive Days) | $5.00 |
| Tax Levies / Garnishments / Restraining Notices | $30.00 |
| Verifications of Account | $10.00 |