Stay Secure in 2026: Our Top Cybersecurity Tips
In our digital world, protecting your information is just as important as protecting your home. As technology gets smarter, so do the scammers. Here in New York, we value looking out for one another, and at FASNY FCU, that includes helping you protect your accounts and your identity. With 2026 in full swing, let's review a few simple but powerful tips to keep your financial information safe and secure.
Don't worry, you don't need to be a tech expert to stay safe. Most of it comes down to building a few good habits. Here’s what we recommend focusing on this year:
Upgrade Your Passwords to "Passphrases": A short, complex password like Tr@v!L$9 is hard to remember. A long passphrase like MyFavoriteNYPizza1sPauls! is much harder for a computer to guess but easier for you to remember. Make sure every important account (especially banking!) has its own unique passphrase.
Embrace Multi-Factor Authentication (MFA): This is your single best defense! MFA (sometimes called two-factor authentication) is like having two locks on your door. Even if a scammer steals your password (the first key), they won't be able to log in without the second key, which is usually a one-time code sent only to your phone.
Think Before You Click (or Tap): Scammers are using AI to make phishing emails and "smishing" (scam text messages) look more real than ever. They create a sense of urgency, like "Your Account is Locked" or "Unusual Activity Detected." Remember: FASNY FCU will never call, text, or email you asking for your password, PIN, or full account number. When in doubt, delete the message or call us directly.
Keep Your Devices Updated: Those "Update Available" notifications on your phone and computer are annoying, but they're critical. These updates patch security holes that scammers love to exploit. A quick update is a small price to pay for big protection.
Be Wary of Public Wi-Fi: That free Wi-Fi at the coffee shop or airport is convenient, but it's not secure. Avoid logging into your financial accounts or any sensitive websites while connected to it. Wait until you're on a trusted, secure network, like your home Wi-Fi.
Your security is our top priority. We use advanced security systems to protect your accounts, but the strongest defense is a partnership. By following these simple steps, you make it much harder for criminals to access your hard-earned money.
If you ever receive a suspicious message that claims to be from us, or if something just doesn't feel right, please don't hesitate. Stop by a branch or call us immediately. We're always here to help.
Stay safe and secure in 2026!